Jaffna is a rough nine-hour tour from Colombo, by train or car, but for ?109 lapse you can fly in a Chinese turboprop with the Sri Lankan Air Force?s municipal wing Helitours ( www.airforce.lk) .
Manattrii ( www.manattrii.com) , a newly renovated century-old residence gift bb and dinner, is endorsed as a place to stay; doubles from ?22 per night.
The town waste in a Sixties time warp, low-rise with normal markets, decorated Hindu temples and lots of Morris Minors. A fibre of low-lying islets runs opposite the sea roughly to the Indian coast; a few are related by a causeway. It?s moreover value receiving the packet to Delft, an island of furious horses.
TransIndus (0844 8790 3960, www.transindus.co.uk ) can prepare tailor-made trips to Jaffna.
John T, from Northampton, writes
Later this month we am due to pay the change for our world cruise on the Queen Mary 2. Our annual go insurance is with Lloyds. we have negotiated an prolongation to casing the excursion but the process provides termination casing of only ?5,000 per person. If we have to call off the cruise for illness reasons, we would remove ?54,000.
My spouse and we are both in our seventies. we have tranquil high blood pressure and sort 2 diabetes; my spouse has no pre-existing conditions. We have attempted one of Cunard?s endorsed insurers, Stride, but it says it cannot offer this sort of prolongation of cover.
Is there any insurance existing to casing this sum?
Gill Charlton replies
Before shopping an costly cruise, it is critical to examine that you can obtain insurance casing ? otherwise, as you have discovered, you are receiving a really large financial risk. General go insurers will often casing medical treatment on the excursion ? as long as you do not have a major medical condition ? but few are ready to branch up for this turn of termination cover.
I contacted the go attorney Campbell Irvine (020 7938 1734; www.campbellirvine.com ) and was told that Lloyds? underwriters assign from 6.5 per cent of the cost of the legal holiday to give this turn of termination cover. However, since your age, it could find no underwriter peaceful to offer top-up termination cover.
Cunard moreover offers insurance for its world cruise by Preferential Insurance that has teamed up with Travel Administration Facilities (TIF) to offer casing for high-value cruises opposite the Carnival Cruises group.
It does not sell top-up policies so you will have to buy full go insurance ? even though termination casing is by far the many costly component of this sort of go policy. It is quoting a complete of ?3,425 to casing you and your spouse inclusive termination casing of ?54,000. You will moreover have to pay a serve ?781 to casing your pre-existing medical conditions.
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Cash for Nepal
John Wain, from London, writes
I am travelling to Nepal at the finish of the month. Some people suggest traveller?s cheques, others say that we should take a Visa card to use in ATMs. What would you recommend?
Gill Charlton replies
Don?t worry with traveller?s cheques: they are costly to buy and time-consuming to change.
I checked the ATM locator services for Visa ( www.visa.com ) and MasterCard ( www.mastercard.co.uk ) and there are lots of opportunities to use both in Kathmandu. Outside the capital, there are far fewer ATMs and many show up to take MasterCard only. we would take a Visa credit or withdraw card and a FairFX MasterCard Sterling allowance card ( www.fairfx.com) .
However, cash is aristocrat in countries similar to Nepal so take many of your allowance in argent records in addition to a few hundred American dollars. I?d keep the cash ? and your pass ? in a cotton neck pouch. Wear it at all times ? even in bed.
Car-hire stipulate dodges
Kenneth and Moira Byrne, from Douglas, Ireland, write
We not long ago hired a car at Munich airfield by Car Rental Republic profitable 198 (?178) for a week?s let of a Ford Mondeo with Dollar.
At the let table we were told that it would only honour the agent?s advance booking if we paid using an American or Canadian credit card as these rates were only existing to adults of those countries.
We were forced to pay other 100 (?90) is to Loss Damage Waiver (LDW) even even though we had explanation of our own Collision Damage Waiver (CDW) insurance with a 0 excess. The car was in bad on the whole condition and the container was not entirely full.
The Dollar authorization executive told us that this disagreement was a periodic incident when traffic with European customers.
Gill Charlton replies
Not surprisingly, Car Rental Republic has private this deal from its website. The firm appears to be formed in Australia and simply acts as an introducer to other online car brokers and car-rental-franchise agents. It creates its allowance by assignment but assumes no shortcoming for let contracts.
This is why it has been selling cheaper North American car-hire contracts to customers booking worldwide. These deals might look more popular but they do not add CDW/LDW or burglary protection that is often covered by credit card companies in the United States and Canada.
This necessary data is dark divided in the conditions and conditions of your let contract, where it moreover says that Dollar Munich does not agree to insurances purchased on third celebration websites. This is why you had to pay for insurance at the let desk.
This took your complete let cost to ?268 with a surprisingly high damage waiver surplus of 1,200 (?1,000).
Compare this to a similar car now offered by the long- determined British let attorney Holiday Autos ( www.holidayautos.co.uk) . A week?s let from Munich airfield would have cost a complete of ?225.50 with a 0 LDW excess.
When using car-rental more aged sites, it is key to examine the let conditions ? inclusive surplus charges and extras for youngster seats and second drivers ? before punching in your credit card number. An popular title cost often moreover hides high charges for second drivers and youngster seats.
FAQ
I?m drifting from Moscow to London around Amsterdam. Can we take duty-free vodka in my palm luggage?
No, you must fill up the bottle in your grip luggage. If any tour involves varying flights at an airfield inside of the European Union (EU), you can only take glass duty-free things on top of 100ml by the safety checkpoint at your joining airfield if they have been purchased at other EU airport, in Iceland, Norway or Switzerland, or on board an EU-operated airline.
You will must be show explanation of buy to denote this. Even so, safety staff ? particularly in Amsterdam and Paris ? might affirm naivety of the law and take away the bottles.
This 100ml confine relates in many countries around the world. For example, you cannot take duty-free liquids (even in a tamper-proof bag containing the receipt) in movement in the United States, Australia or New Zealand. You cannot fly from Britain around Madrid to South America, or clamp versa, with task giveaway in palm luggage.
If drifting by Johannesburg or Cape Town in South Africa you can only take duty-free bottles as palm hand baggage onto made at home flights, not general ones. You can take task giveaway in movement by Dubai.
The manners can change without notice, so it?s most appropriate to examine with your airline. The British Airways website ? www.ba.com ? has great recommendation beneath its baggage data section.
Gill Charlton, who has been gift recommendation for more than a decade, has helped thousands of Telegraph Travel readers to obtain a satisfactory deal from tour operators, airlines and insurers
Queries might be sent by email to askgill@telegraph.co.uk . Please give your full address, daytime write number and any booking reference. Readers with complex complaints might be asked for full documentation. We bewail that we are no longer able to answer postal inquiries or attend to write calls.
Live talk
Looking for advice, tips or motivation for your holidays in France? Then come together Anthony Peregrine and Natasha Edwards for a live Q A event Wednesday 1pm. Email your questions in advance here
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